Roof Replacement · Greater Orlando
Roof replacement in Greater Orlando
Most Florida roofs get replaced for one of three reasons: a storm took it, the underlayment aged out, or the insurance carrier gave a deadline.
Step 1 of 2
Pricing your roof…
One momentGot it — an estimator will call.
They will want to walk the roof: the drainage, the access and the deck are what price a flat system, and none of it shows up from the air.
One contract, one company responsible — JAC is a licensed general contractor as well as a roofer.
Got it — we have your details.
You are outside Tampa Bay and Central Florida, so this is a call rather than a price. Someone will tell you straight whether we can get to you.
If we cannot, we will say so and point you at someone who can. A roofer who drives two hours to a job is a roofer who is not there when it leaks.
Got it — we have your details.
A roofer from the Tampa Bay office will call you to book your free inspection. You get the same written roof report, photographed slope by slope, and a fixed price once someone has actually been on the roof.
We do not show an instant price on the Gulf Coast. The aerial pricing tool only covers Central Florida, and a number we cannot stand behind is worse than no number at all.
- 1Drop in your address. Street and number is plenty.
- 2We call down the satellite. It photographs your roof from orbit while you wait.
- 3Your price comes back ready. Shingle, metal and flat, on screen.
Nobody turns up unannounced. You get the price on screen; what happens after that is a call at a time you agree to.
Roof Replacement in Greater Orlando
Central Florida replacements are mostly age-driven rather than storm-driven. The nineties and early-2000s subdivisions are reaching the end of a first covering together, and the trigger is usually an insurer's letter rather than visible damage. Where there is architectural review, colour and profile approval has to happen before the material is ordered, not after -- we handle that submission as part of the job.
The housing stock here
Central Florida built later. Median build years across the towns we cover cluster between 1992 and 2006, so a large share of these roofs are reaching the end of a first covering at roughly the same time -- which is why whole subdivisions come up together.
What the code asks for
Almost none of metro Orlando is in the wind-borne debris region. Only the easternmost strip of Orange County and the rural eastern third of Osceola reach it, and several municipalities set their own design wind speed by ordinance -- Winter Park's is 139.9 mph, a tenth under the 140 threshold. Where an HOA has architectural review, colour and profile approval is a real step in the schedule.
The storms this market is working through
Ian in 2022 is the event that still defines this market, and it was a freshwater flood rather than a wind storm: 7.72 inches on 28 September was Orlando's wettest calendar day on a record going back to 1890. Inland damage here is water intrusion and tree strike far more often than uplift.
Typical Florida range: $11,000–$20,000 for architectural shingle on a 22–26 square roof (a typical single-storey 2,000 sq ft Florida home); tile and metal run higher. A market range for comparison, not a quote — the free inspection produces your number.
Where we do this work
Orlando, Kissimmee, St. Cloud, Winter Park, Winter Garden, Clermont, Eustis, Leesburg, Lakeland, Winter Haven, DeLand, Sanford, Longwood, Deltona, Port Orange, The Villages, Apopka, Ocoee, Lake Mary, Altamonte Springs, Oviedo, New Smyrna Beach, Davenport, Lake Wales
Greater Orlando is our Central Florida division, working out of 1218 Mt Vernon St, Orlando, FL 32803 on (321) 468-7062, covering Orange, Osceola, Lake, Polk, Seminole and Volusia counties.
Not in Greater Orlando? Roof Replacement in Tampa Bay, or see Roof Replacement across Florida.
Roof Replacement questions, answered
How much does a roof replacement cost in Florida?
Roofing is priced per square — 100 square feet of roof surface. A single-storey 2,000 sq ft Florida home is usually 22–26 squares once pitch and overhangs are counted; a two-storey one can be as little as 12–16. On 22–26 squares, architectural shingle generally runs $11,000–$20,000 installed ($500–$850 per square), concrete tile $25,000–$55,000, clay tile $35,000–$65,000 and standing-seam metal $20,000–$45,000. Flat systems are priced by area: modified bitumen $5–$9 per square foot, TPO $6–$11. Those are Florida market ranges, not a quote.
How long does a roof replacement take?
Most single-family shingle roofs are a one- to two-day job: tear-off and dry-in on day one, finish on day two. Tile and metal take longer — typically three to six days — because the material is heavier and the detail work around valleys, hips and penetrations is slower.
Will my homeowners insurance pay for a new roof?
Insurance covers sudden damage from a covered peril — wind, hail, a tree — not age or wear. If a storm is what started this, document it before anything else. We inspect, photograph and give you a written report. Filing the claim is your call and your conversation with your carrier; Florida law is specific about what a contractor may and may not do around a claim, and we stay on the right side of it.
Do I have to replace the whole roof, or can you repair part of it?
That depends on the 25% rule and on your roof's permit date. Florida's SB 4-D (2022, now s. 553.844(5) F.S.) says that if the existing roof was built or replaced to the 2007 Florida Building Code or later — that code took effect 1 March 2009 — only the repaired portion has to meet current code, so a partial repair is legal however large it is. A roof permitted before that still triggers full replacement of the roof section once you pass 25% in any twelve months. We check the permit record before quoting.
What's actually included in a replacement?
Tear-off and disposal; decking inspection with rotten sheets replaced at roughly $85–$140 a sheet; deck re-nailing where the code requires it; a code-compliant sealed-deck underlayment; new drip edge and metal; valley and penetration flashing; ridge ventilation; the field material; and the permit and final inspection. Permit fees run roughly $250–$450 in Hillsborough, $300–$550 in Pinellas, $180–$320 in Pasco and $300–$800 in Orange County. If a quote doesn't itemise the dry-in and the metal, you're comparing two different jobs.
Do you offer financing?
Yes — through Service Finance, with plans starting around $99.59 a month and a 12-month no-interest option. Longer fixed-rate terms are available, and there's no prepayment penalty.
Do you pull the permit?
Always, in our own licence number. A roof replacement in every county we work in requires a permit and a final inspection. A roof done without one is a problem at resale, a problem at claim time, and a roof an insurer can decline to cover.
Why is online pricing lower than the quotes I'm getting?
Homeowner-reported averages on sites like Angi land noticeably lower — around $13,400 for Tampa and $10,500 for Orlando — because those averages mix partial replacements, single-slope work and insurance-scope jobs in with full tear-offs. A complete tear-off-to-deck replacement with code-compliant underlayment sits at the upper end of those ranges, not the middle. We'd rather explain the gap than pretend it isn't there.
Questions people ask before they call
- How much does a roof replacement cost in Florida?Florida roofs are priced per square — 100 square feet of roof surface — and a single-storey 2,000 square foot home is usually 22–26 squares.
- How long does it take to replace a roof?A typical Florida single-family shingle roof is a one to two day job once the crew is on site: tear off and dry-in on day one, finish on day two.
- What does a roof warranty actually cover?Two separate warranties cover a new roof and they fail in different ways.
- How do I know if my roof needs replacing?A Florida roof generally needs replacing rather than repairing when it shows several of these at once: heavy granule loss, leaks in more than one.
- Shingle, tile or metal — which roof is right for a Florida home?For most Florida homes, architectural shingle is the right answer: it is the cheapest to install at roughly $11,000–$20,000 on a 22–26 square roof.
- Can an insurer drop me because of my roof's age in Florida?Under Florida law passed in 2022 (SB 2-D), an insurer cannot refuse to write or renew a policy solely because a roof is less than 15 years old.
- What is a wind mitigation inspection, and what does a roof earn on it?Florida's Uniform Mitigation Verification Inspection Form, OIR-B1-1802, was revised effective 1 April 2026 under Rule 69O-170.0155.
- How do you finance a new roof in Florida?Most Florida roof replacements are paid for one of four ways: insurance proceeds when a covered storm caused the damage, contractor-arranged.
What Greater Orlando homeowners say
5.0 out of 5 from 145 Google reviews on our Greater Orlando profile, as of October 2026 — 439 across both divisions. Every review below is a real one.
“We had a great experience with JAC Builders in replacing our roof. Anthony Vargas, their roofing consultant, worked with us every step of the way and made us feel very comfortable throughout the whole process of dealing with the insurance company , HOA approval and recommending a company JAC Builders use to take down and reinstall our solar panels. JAC Builders did a wonderful job in replacing our roof at a very reasonable price. We are extremely happy with the results and highly recommend this company.”
“Right from the start JAC took charge of the whole process, roof inspection, tarping the roof and handling the complicated insurance process. The roofers who installed the roof did a terrific job in 1 day. Thank you Jac .”
“I’m glad you sent this link to me. You did an outstanding job on the roof. You did it in a timely manner. Had a good price and your workers were very good. The quality of workmanship that was done. I have got a lot of compliments from it. And I think this is a great honest company to do business with Thanks again for the good quality of work”
“We were not sure how to deal with the insurance’s paper work but Tony Vargas not only guide us but took time to explain all the process. Once the work started the team did a good job and Tony was always calling and making sure that the work was done quickly and that we were satisfied. I will recommend to friends and family to use JAC Builders and to call Tony for his good service.”
Where we work
JAC Builders — Central Florida Division
- Orlando
- Kissimmee
- St. Cloud
- Winter Park
- Winter Garden
- Clermont
- Eustis
- Leesburg
- Lakeland
- Winter Haven
- DeLand
- Sanford
- Longwood
- Deltona
- Port Orange
- The Villages
- Apopka
- Ocoee
- Lake Mary
- Altamonte Springs
- Oviedo
- New Smyrna Beach
- Davenport
- Lake Wales
Also serving Maitland, Windermere, Mount Dora, Tavares, Haines City, Celebration.
Free roof inspection. Written report. No obligation.
Mon–Fri 8am–5pm · Sat 8am–12pm · storm and active-leak calls answered after hours. Call Greater Orlando on (321) 468-7062 — or send your address and we'll come and look at it.
