Roof Replacement
Full tear-off, decking inspected and repaired, then a complete system installed — usually one to two days on a typical Florida single-family home.
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How do I know if my roof needs replacing?
A Florida roof generally needs replacing rather than repairing when it shows several of these at once: heavy granule loss, leaks in more than one part of the house, widespread lifted or creased shingles after a storm, soft or spongy decking, daylight visible in the attic, a third repair in two years, or an age past 15–20 years with the underlayment never replaced.
Step 1 of 2
Pricing your roof…
One momentGot it — an estimator will call.
They will want to walk the roof: the drainage, the access and the deck are what price a flat system, and none of it shows up from the air.
One contract, one company responsible — JAC is a licensed general contractor as well as a roofer.
Got it — we have your details.
You are outside Tampa Bay and Central Florida, so this is a call rather than a price. Someone will tell you straight whether we can get to you.
If we cannot, we will say so and point you at someone who can. A roofer who drives two hours to a job is a roofer who is not there when it leaks.
Got it — we have your details.
A roofer from the Tampa Bay office will call you to book your free inspection. You get the same written roof report, photographed slope by slope, and a fixed price once someone has actually been on the roof.
We do not show an instant price on the Gulf Coast. The aerial pricing tool only covers Central Florida, and a number we cannot stand behind is worse than no number at all.
- 1Drop in your address. Street and number is plenty.
- 2We call down the satellite. It photographs your roof from orbit while you wait.
- 3An estimator calls you with the price. Shingle, metal or flat — a real number for your roof, not a screen guess.
Nobody turns up unannounced. An estimator calls you at a time you agree to, with the price.
1. Granules filling the gutters
A handful after installation is normal. A steady accumulation years later means the mat is losing its UV protection, and that process does not reverse.
2. Leaks in more than one place
One leak is a repair. Leaks in separate parts of the house at the same time usually means the underlayment has failed rather than that you have several unrelated holes.
3. Lifted, curled or creased shingles
A crease across a shingle is a broken seal strip from wind. The shingle looks fine from the ground and will come off in the next storm.
4. Soft decking underfoot
If the roof feels spongy to walk on, the plywood has been wet for a long time. Fasteners won't hold in it, so the surface above it can't be relied on either.
5. Daylight or wet insulation in the attic
The most direct evidence available. Go up with a torch off, on a bright day, and look at the underside of the deck for light, staining and dark streaks around the nails.
6. A third repair inside two years
At that point the repairs are a payment plan for a roof you haven't agreed to buy yet. Add them up against a replacement before authorising the next one.
7. The insurer is asking questions
A non-renewal notice or a roof-condition demand is itself a signal. Sometimes a documented inspection resolves it; sometimes the carrier is reading the roof correctly.
So when should a Florida roof be replaced?
On age alone: architectural shingle at about 15-20 years, flat tile underlayment at 20-25, metal at 40-plus. But age is the weakest of the signals on this page -- a 12-year-old roof with soft decking and three repairs behind it is finished, and a well-built 18-year-old roof with none of these symptoms is not. The practical trigger for most Florida homeowners is the insurer rather than the calendar: once a carrier starts asking, the decision has usually been made for you.
Need this doing rather than reading about? Roof Replacement — Shingle re-roof $11k–$20k · free inspection.
Related questions
Can I just add a layer over the old shingles?
Florida code restricts recovering, and we don't do it. It hides the decking, adds weight, traps heat, and shortens the life of the new layer.
My roof looks fine from the ground — am I okay?
The things that end a Florida roof — broken seal strips, failed pipe boots, brittle underlayment — are all invisible from the ground. That's the entire reason the inspection is free.
Does a leak always mean a new roof?
No, and most don't. A single leak around a penetration or a flashing is a repair on a sound roof.
What we do
Roof Repair
Pipe boots, lifted ridge cap, failed valley flashing, cracked tiles. We fix what is broken, and say so plainly when a repair is only buying months.
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Storm Damage Restoration
Tarp and dry-in first, then photograph the roof plane by plane and put it in writing — a report you can hand straight to your insurance carrier.
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Free Roof Inspection
A written, photographed report on every slope, flashing and penetration, with the remaining life. Free, and yours to keep whether you hire us or not.
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Shingle Roofing
Architectural shingle installed as a complete system: underlayment, fastening pattern, metal and ventilation. Owens Corning Platinum Preferred.
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Tile Roofing
On tile the underlayment is the waterproofing, so most Florida tile work is re-underlayment: tiles off, a new system down, the same tiles back on.
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Metal Roofing
Standing seam and 5V crimp — 40 to 70 years, high wind ratings, and it sheds heat instead of holding it. Two to three times shingle up front.
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Commercial Roofing
TPO, modified bitumen and flat systems, phased building by building so tenants keep trading and every unit is dried in before we leave each night.
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Exteriors & Custom Builds
Gutters, soffit and fascia, re-roofing under an existing solar array, and the interior damage under a leak. We hold the general contractor's licence, so it is one contract, not two.
See detailsFree roof inspection. Written report. No obligation.
Mon–Fri 8am–5pm · Sat 8am–12pm · storm and active-leak calls answered after hours. Call Tampa Bay on (813) 920-9644 — or send your address and we'll come and look at it.