Free Roof Inspection · Tampa Bay
Free roof inspections in Tampa Bay
A roof report is the document that decides things: whether your insurer renews you, whether a repair is worth doing, whether a storm actually did damage.
Step 1 of 2
Pricing your roof…
One momentGot it — an estimator will call.
They will want to walk the roof: the drainage, the access and the deck are what price a flat system, and none of it shows up from the air.
One contract, one company responsible — JAC is a licensed general contractor as well as a roofer.
Got it — we have your details.
You are outside Tampa Bay and Central Florida, so this is a call rather than a price. Someone will tell you straight whether we can get to you.
If we cannot, we will say so and point you at someone who can. A roofer who drives two hours to a job is a roofer who is not there when it leaks.
Got it — we have your details.
A roofer from the Tampa Bay office will call you to book your free inspection. You get the same written roof report, photographed slope by slope, and a fixed price once someone has actually been on the roof.
We do not show an instant price on the Gulf Coast. The aerial pricing tool only covers Central Florida, and a number we cannot stand behind is worse than no number at all.
- 1Drop in your address. Street and number is plenty.
- 2We call down the satellite. It photographs your roof from orbit while you wait.
- 3An estimator calls you with the price. Shingle, metal or flat — a real number for your roof, not a screen guess.
Nobody turns up unannounced. An estimator calls you at a time you agree to, with the price.
Free Roof Inspection in Tampa Bay
Coastal roofs get the hardest look from insurers, and age is the usual trigger here given how much of the Gulf Coast stock predates 1990. A wind mitigation inspection carries more weight inside the wind-borne debris region than outside it, so the report we write records the things a mitigation form actually asks about.
The housing stock here
The Gulf Coast housing stock is old by Florida standards. Median build years across the towns we cover run from 1969 in St. Petersburg to the mid-eighties in Tampa, which means a great many of these roofs are on their second or third covering rather than their first.
What the code asks for
Most of this coast sits inside the wind-borne debris region. All of Pinellas County does, at a locally amended 145 mph countywide, and the line through Hillsborough runs just east of downtown Tampa. That changes the assembly, not just the shingle: secondary water barrier, the fastening schedule, and coastal-grade metal and fasteners within a mile or two of the water.
The storms this market is working through
Helene and Milton in 2024 are the events this market is still working through. Helene set all-time surge records at both the Clearwater Beach and St. Petersburg gauges, and Milton gusted to 96 mph at Tampa International. Surge and wind are different perils on a policy, and the distinction decides what a claim covers.
Typical Florida range: Free — inspection, photographs and written roof report, no obligation. A market range for comparison, not a quote — the free inspection produces your number.
Where we do this work
Tampa, St. Petersburg, Clearwater, Brandon, Riverview, Wesley Chapel, Land O'Lakes, Odessa, New Port Richey, Spring Hill, Sarasota, Palmetto, Bradenton, Largo, Apollo Beach, Ruskin, Lutz, Plant City, Palm Harbor, Zephyrhills
Tampa Bay is our Gulf Coast division, working out of 16921 Gunn Hwy A, Odessa, FL 33556 on (813) 920-9644, covering Hillsborough, Pinellas, Pasco, Hernando, Manatee and Sarasota counties.
Not in Tampa Bay? Free Roof Inspection in Greater Orlando, or see Free Roof Inspection across Florida.
Free Roof Inspection questions, answered
What's included in the free roof report?
Photographs of every slope, the ridge, valleys, flashings and penetrations; the material and approximate age; a condition assessment with an estimate of remaining useful life; any storm damage found and where; and a recommendation — repair, replace, or monitor. If replacement is the answer you also get an itemised estimate.
Is the inspection really free?
Yes, including the written report and the photographs, and you keep it whether you hire us or not.
Is this the same as a 4-point or wind mitigation inspection?
No. Those are insurance inspections performed by licensed inspectors and submitted on standard forms. Ours is a contractor's roof condition report. They complement each other — ours tells you what the roof needs, theirs is what the carrier files.
Do you go on the roof, or just look from the ground?
On the roof, plus aerial photography where it helps. Tile roofs get walked carefully and only where they'll take the weight.
How often should a Florida roof be inspected?
Once a year, and again after any named storm or significant hail event. Florida roofs age faster than the manufacturer's rating because of UV, heat cycling and driven rain.
Will you try to sell me a roof?
We'll tell you what we found. Plenty of these inspections end with 'it's fine, see you next year' — that's the point of doing them free.
Questions people ask before they call
- Can an insurer drop me because of my roof's age in Florida?Under Florida law passed in 2022 (SB 2-D), an insurer cannot refuse to write or renew a policy solely because a roof is less than 15 years old.
- How does a roof insurance claim work in Florida?A Florida homeowner's policy covers sudden, accidental damage — a named storm, wind, hail, a tree — and does not cover age, wear or a roof that.
- What is a wind mitigation inspection, and what does a roof earn on it?Florida's Uniform Mitigation Verification Inspection Form, OIR-B1-1802, was revised effective 1 April 2026 under Rule 69O-170.0155.
- How long does a roof last in Florida?In Florida, architectural asphalt shingle realistically lasts about 15–20 years despite a 25–30 year rating, and 3-tab about 10–15.
- How do I know if my roof needs replacing?A Florida roof generally needs replacing rather than repairing when it shows several of these at once: heavy granule loss, leaks in more than one.
What Tampa Bay homeowners say
4.9 out of 5 from 294 Google reviews on our Tampa Bay profile, as of October 2026 — 439 across both divisions. Every review below is a real one.
“JAC set a whole new standard for contractor work! Their roof installation was remarkably fast, completely hassle-free, and top-tier quality from day one to completion. Working with Reggie was pure Joy and the final result is a beautiful roof that transformed our home. Couldn't be happier!”
“JAC replaced my roof in late June. The job they did was absolutely fantastic. Not just that, but they did the entire job, start to finish, in one day! The team was thorough, organized, professional and courteous. Their workmanship surpassed my expectations. Many thanks to JAC for a job well done.”
“I had an excellent experience with JAC Builders. Dylan Basalari walked me through the whole process and was very helpful in every aspect. And Alyson came to run the crew making sure everything was completed and picked up. After everything was approved, they were in and out and picked up in a day and a half. The roof turned out spectacular!! Thank you PAC Builders for doing an exceptional job!! I recommend them to anyone.”
“We had an excellent experience with this roofing company from start to finish. Reggie and Sonny were both a pleasure to work with, but I especially want to highlight how attentive and supportive Reggie was throughout the entire process. We were going through a significant life transition at the time, and his patience, understanding, and clear communication made everything so much easier for us. They also did an amazing job helping us navigate the insurance process, which can be overwhelming, but they guided us every step of the way and made sure everything stayed on track. The quality of the work on our new roof is outstanding, and we couldn’t be happier with the results. On top of that, the crew arrived and completed the entire job in just one day, which was incredibly impressive and convenient for our family. If you’re looking for a reliable, professional, and compassionate team, I highly recommend this company!”
“my wife and I are very happy with the roof replacement job done by the JAC builders inc . they are very responsible . punctual . had a great crew of roof installers . my wife and I did nothing toward the project . JAC builders and Mr Reggie Robinson took care of every aspect of the job . permissions materials . installation , cleaning and making shure that my solar cells were removed and reinstalled at the conclusion of the job . I recommend JAC Buiders inc to every homeowner that needs the roof replaced. Great Job Reggie and his crews 100% satisfied Juan and juanita homeowners”
Where we work
JAC Builders — Gulf Coast Division
- Tampa
- St. Petersburg
- Clearwater
- Brandon
- Riverview
- Wesley Chapel
- Land O'Lakes
- Odessa
- New Port Richey
- Spring Hill
- Sarasota
- Palmetto
- Bradenton
- Largo
- Apollo Beach
- Ruskin
- Lutz
- Plant City
- Palm Harbor
- Zephyrhills
Also serving Valrico, Trinity, Westchase, Dunedin, Seminole, Hudson, Brooksville.
Free roof inspection. Written report. No obligation.
Mon–Fri 8am–5pm · Sat 8am–12pm · storm and active-leak calls answered after hours. Call Tampa Bay on (813) 920-9644 — or send your address and we'll come and look at it.
